AAOIFI-Based Screening

Is this stock halal?

Screen any ticker against Sharia compliance criteria — sector activity, debt ratios, and haram income thresholds. Free to use, year-round.

UK stocks: use .L suffix (e.g. BP.L, HSBA.L). US stocks: ticker only.

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How we screen stocks

1

Business Activity

We auto-reject companies whose primary revenue comes from conventional banking, insurance, alcohol, tobacco, gambling, adult entertainment, or weapons manufacturing.

2

Debt Screen

Total interest-bearing debt must be less than 33% of market capitalisation (AAOIFI Standard). Highly leveraged companies using interest-based financing are flagged.

3

Cash Screen

Interest-bearing cash deposits should not exceed 33% of market cap, ensuring the company's cash holdings don't constitute a significant interest-earning operation.

4

Haram Income < 5%

If a company derives less than 5% of revenue from haram activities (e.g. incidental alcohol sales), it may still be considered permissible — with purification of that income portion from dividends.

Screening methodology based on AAOIFI Sharia Standard No. 21. Financial data sourced from Yahoo Finance. Results are for educational purposes.